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109 Central AvenueBelmont, NC 28012Price: $525,000

  • Price: $525,000
  • Est. Mortgage of $/month
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$
%
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Federal 30-year interest rate: 7.11% last updated on Nov 12, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $525,000List Price
  • 3Bedrooms
  • 2Full Bath
  • 1Half Baths
  • 0.18Acreage
  • 1,639Square Feet

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Discover the charm and convenience of downtown Belmont living at 109 N. Central Avenue. This inviting Craftsman-style home offers a lovely blend of old-school character with newer construction, comfort, and an exceptional location just a short stroll from the restaurants, shops, and parks that make Belmont so appealing. This prime location home features three bedrooms and two-and-a-half bathrooms, with a thoughtfully arranged one-and-a-half-story layout. Inside, a welcoming living space is enhanced by a dramatic cathedral ceiling, beautiful hardwood flooring, and custom moldings and millwork that add warmth and architectural interest. The kitchen is designed to be both attractive and functional, featuring custom cabinetry and granite countertops-an ideal setting for preparing everyday meals or gathering with friends and family. The home's flexible layout includes a loft area that can provide additional space for a home office, reading nook, play area, additional bedroom or guest retreat, depending on your needs. A combination of covered porch spaces and a rear deck offers inviting options for enjoying your morning coffee, relaxing outdoors, or entertaining. The property also includes a fenced rear yard and storage shed, adding practical outdoor convenience. Thoughtful features such as a tankless water heater and Energy Star doors, windows, and appliances contribute to the home's appeal. With two off-street parking spaces and a location close to the heart of downtown, daily errands, dining, and local recreation are within easy reach. Whether you are looking for a home with character, a flexible floor plan, or the lifestyle of a walkable downtown setting, 109 N. Central Avenue is a special opportunity to enjoy all that Belmont has to offer. Come experience the comfort, charm, and convenience of this inviting home.

Property Details of 109 Central Avenue

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Listed by Allison Schweizer of David Upchurch Real Estate (Allison@davidupchurch.com)

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